{"id":1167,"date":"2025-02-26T22:12:28","date_gmt":"2025-02-26T22:12:28","guid":{"rendered":"https:\/\/bilgitarif.com\/yeni\/?p=1167"},"modified":"2025-02-26T22:12:28","modified_gmt":"2025-02-26T22:12:28","slug":"o-borclarin-tamami","status":"publish","type":"post","link":"https:\/\/bilgitarif.com\/yeni\/o-borclarin-tamami\/","title":{"rendered":"O bor\u00e7lar\u0131n tamam\u0131"},"content":{"rendered":"\n\t\t<style>\n\t\t\t#gallery-1 {\n\t\t\t\tmargin: auto;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-item {\n\t\t\t\tfloat: left;\n\t\t\t\tmargin-top: 10px;\n\t\t\t\ttext-align: center;\n\t\t\t\twidth: 33%;\n\t\t\t}\n\t\t\t#gallery-1 img {\n\t\t\t\tborder: 2px solid #cfcfcf;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-caption {\n\t\t\t\tmargin-left: 0;\n\t\t\t}\n\t\t\t\/* see gallery_shortcode() in wp-includes\/media.php *\/\n\t\t<\/style>\n\t\t<div id='gallery-1' class='gallery galleryid-1167 gallery-columns-3 gallery-size-thumbnail'><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bilgitarif.com\/yeni\/o-borclarin-tamami\/o-borclarin-tamami\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2025\/02\/O-borclarin-tamami-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-1168\" \/><\/a>\n\t\t\t<\/dt>\n\t\t\t\t<dd class='wp-caption-text gallery-caption' id='gallery-1-1168'>\n\t\t\t\tAy sonunu zorlayan ve sorun i\u00e7ersinde ya\u015fam s\u00fcrd\u00fcren milyonlarca insan amac\u0131yla umut verici bir ilerleme ya\u015fand\u0131. Meclis do\u011frultusundan onaylanan kararla, bu bor\u00e7lar\u0131n tamamiyle affedilece\u011fi a\u00e7\u0131kland\u0131.\n\t\t\t\t<\/dd><\/dl><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bilgitarif.com\/yeni\/o-borclarin-tamami\/borc\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2025\/02\/borc-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-1169\" \/><\/a>\n\t\t\t<\/dt>\n\t\t\t\t<dd class='wp-caption-text gallery-caption' id='gallery-1-1169'>\n\t\t\t\tY\u00fckselen enflasyon ve fiyat art\u0131\u015flar\u0131na kar\u015f\u0131 m\u00fccadele eden vatanda\u015flar, kira \u00f6demekte bile zorlan\u0131yor, mutfaklar\u0131n\u0131 doyuram\u0131yor. Bor\u00e7 bata\u011f\u0131nda olan milyonlarca \u015fah\u0131s amac\u0131yla umut verici bir ilerleme ya\u015fand\u0131. Ay sonunu zorlayarak ya\u015fam\u0131\u015f bu insanlar amac\u0131yla sevindirici bir ilerleme olu\u015ftu.\nParlamento\u2019nun onaylad\u0131\u011f\u0131 sicil aff\u0131 ve devlet destekli bor\u00e7 kapatma kredisi, bor\u00e7lu bireyler amac\u0131yla m\u00fchim bir f\u0131rsat sunuyor. Sicil aff\u0131 kapsam\u0131nda belirli ko\u015fullar\u0131 yerine getiren yurtta\u015flar\u0131n bor\u00e7lar\u0131 affedilecek.\n\nVergi bor\u00e7lar\u0131, trafik cezalar\u0131, SGK primleri gibi detayl\u0131 devlet bor\u00e7lar\u0131, bu af kapsam\u0131nda affedilecek. Fakat sicil aff\u0131ndan faydalanmak isteyenlerin belirli \u015fartlar\u0131 sa\u011flamalar\u0131 gerekecek.Bu \u015fartlar aras\u0131nda bor\u00e7lar\u0131n belirli bir vakit diliminde olmas\u0131, \u00f6denmemi\u015f olmas\u0131 ve belirli gelir d\u00fczeylerini kar\u015f\u0131lamak da bulunuyor.\n\nBOR\u00c7LAR TOPLANIYOR\n\nDevlet do\u011frultusundan desteklenen bor\u00e7 kapatma kredileri, bor\u00e7lu \u015fah\u0131slerin sahip olunan bor\u00e7lar\u0131n\u0131 tek bir platformda birle\u015ftirmelerine ve daha avantajl\u0131 \u00f6deme ko\u015fullar\u0131yla \u00f6demelerine imk\u00e2n tan\u0131yacak.\n\nBu krediler sayesinde, bireyler y\u00fcksek faizli bor\u00e7lar\u0131n\u0131 daha d\u00fc\u015f\u00fck faiz oranlar\u0131yla tekrar yap\u0131land\u0131rma f\u0131rsat\u0131na sahip olacaklar. Fakat, bu kredilerden faydalanabilmek amac\u0131yla bankalar\u0131n tespit etti\u011fi belirli \u015fartlar\u0131 yerine getirmek gerekiyor.\n\nGenellikle, bu \u015fartlar aras\u0131nda kredi notu, gelir oran\u0131 ve kredi \u00f6deme ge\u00e7mi\u015fi gibi nedenler bulunmaktad\u0131r.\n\nVATANDA\u015e RAHAT EDECEK\n\nTBMM\u2019nin onaylad\u0131\u011f\u0131 sicil aff\u0131 ve devlet destekli bor\u00e7 kapatma kredisi, bor\u00e7lu \u015fah\u0131slerin mali durumlar\u0131n\u0131 iyile\u015ftirmelerine ve ekonomik y\u00f6nden rahatlamalar\u0131na katk\u0131 sa\u011flayabilir.\n\nFakat, bu imk\u00e2nlardan faydalanmak isteyenlerin ko\u015fullar\u0131 detayl\u0131ca g\u00f6zden ge\u00e7irmesi ve m\u00fcracaat s\u00fcrecini do\u011fru bir bi\u00e7imde bitirmesi son derece kritiktir.\n\nTRAF\u0130K CEZALARI, PR\u0130M BOR\u00c7LARI VE VERG\u0130 BOR\u00c7LARI S\u0130L\u0130NECEKT\u0130R\n\nKamu bor\u00e7lar\u0131n\u0131 amac\u0131ylae alan sicil aff\u0131, vergi bor\u00e7lar\u0131ndan trafik cezalar\u0131na ve SGK primlerine kadar detayl\u0131 bor\u00e7lar\u0131n silinmesini \u00f6ng\u00f6r\u00fcyor. Devlet destekli bor\u00e7 kapatma kredileri ise, bor\u00e7lu yurtta\u015flar\u0131n biriken bor\u00e7lar\u0131n\u0131 daha ideal \u015fartlarla tekrar yap\u0131land\u0131rmas\u0131na imk\u00e2n tan\u0131yacak.\n\nSicil aff\u0131, ta\u015f\u0131t, konut, gereksinim kredileri ve kredi kart\u0131 bor\u00e7lar\u0131n\u0131 kapsayarak, bor\u00e7lular\u0131n kara listeden \u00e7\u0131kar\u0131lmas\u0131n\u0131 sa\u011flayacak bir planlama olarak d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Fakat, 2024 sicil aff\u0131yla alakal\u0131 detaylar \u015fimdilik netle\u015fmedi ve kimlerin faydalanabilece\u011fi belirsizli\u011fini koruyor.Ziraat Bankas\u0131 vas\u0131tas\u0131yla yay\u0131lan devlet destekli bor\u00e7 kapatma kredisinin en az 50 bin TL olaca\u011f\u0131 belirtiliyor. Fakat, kredinin m\u00fcracaat ko\u015fullar\u0131 ve detaylar\u0131 \u015fimdilik a\u00e7\u0131klanm\u0131\u015f de\u011fil.\n\nYasal planlama Resmi Gazete\u2019de yay\u0131mland\u0131\u011f\u0131nda, vatanda\u015flar bu f\u0131rsattan yararlanabilecekler.\n\nKAYNAK replikler.org\n\n\n\t\t\t\t<\/dd><\/dl>\n\t\t\t<br style='clear: both' \/>\n\t\t<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1168,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foto-galeri"],"_links":{"self":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/posts\/1167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/comments?post=1167"}],"version-history":[{"count":1,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/posts\/1167\/revisions"}],"predecessor-version":[{"id":1170,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/posts\/1167\/revisions\/1170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/media\/1168"}],"wp:attachment":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/media?parent=1167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/categories?post=1167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/tags?post=1167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}