{"id":387,"date":"2023-12-15T10:53:26","date_gmt":"2023-12-15T10:53:26","guid":{"rendered":"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg"},"modified":"2023-12-15T10:55:07","modified_gmt":"2023-12-15T10:55:07","slug":"406392409_911016737048857_4787376584182070658_n","status":"inherit","type":"attachment","link":"https:\/\/bilgitarif.com\/yeni\/tarihte-bir-ilk-olacak\/406392409_911016737048857_4787376584182070658_n\/","title":{"rendered":"Tarihte Bir \u0130lk Olacak"},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":[],"class_list":["post-387","attachment","type-attachment","status-inherit","hentry"],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"300\" src=\"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n-250x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n-250x300.jpg 250w, https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg 500w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>Ocak Ay\u0131 2024 ile e\u015f g\u00fcd\u00fcml\u00fc SSK, Ba\u011f-Kur ve Emekli Sand\u0131\u011f\u0131 emekli maa\u015f\u0131 artacak. Enflasyon rakamlar\u0131 ile \u015fekil alacak emekli zamm\u0131 suretiyle bir de refah pay\u0131n\u0131n eklenmesi g\u00fcndemde. Merkez Bankas\u0131\u2019n\u0131n enflasyon tahminini y\u00fczde 68.01 olarak g\u00fcncellemesi ile e\u015f g\u00fcd\u00fcml\u00fc emekli maa\u015f\u0131 zamm\u0131 hesab\u0131 de\u011fi\u015fti. Peki en d\u00fc\u015f\u00fck emekli maa\u015f\u0131 ne kadar olacak? Zamm\u0131n k\u00f6k ayl\u0131k \u00fczerinden mi yoksa kademeli bir art\u0131\u015f m\u0131 yap\u0131laca\u011f\u0131 \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde netle\u015fecek. Daha sonra ise Meclis d\u00fczenlemesi yap\u0131lacak.<\/p>\n<p>Milyonlarca vatanda\u015f\u0131 ilgilendiren Ocak Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 zamm\u0131nda Merkez Bankas\u0131\u2019n\u0131n enflasyon a\u00e7\u0131klamas\u0131n\u0131n sonras\u0131ndanda yap\u0131lacak zam oranlar\u0131 de\u011fi\u015fti. \u00dccretli, kendi hesab\u0131na \u00e7al\u0131\u015f\u0131p emekli olanlar\u0131n ayl\u0131klar\u0131 2023 y\u0131l\u0131 Ocak Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 ve Temmuz ay\u0131nda \u00f6nceki 6 ayl\u0131k enflasyon ger\u00e7ekle\u015fmelerine g\u00f6re art\u0131r\u0131lacak. Memur emekli ayl\u0131klar\u0131 ise toplu s\u00f6zle\u015fme h\u00fck\u00fcmlerine g\u00f6re Ocak Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 ay\u0131nda y\u00fczde 15, Temmuz ay\u0131nda y\u00fczde 10 oran\u0131nda art\u0131r\u0131larak, enflasyon farklar\u0131 ayr\u0131ca ek edilecek.<\/p>\n<p>Buna g\u00f6re SSK, Ba\u011f-Kur emekli ayl\u0131\u011f\u0131nda 6 ayl\u0131k enflasyon beklentisi y\u00fczde 40.28\u2019e, memur ve emeklisinde de y\u00fczde 49.27\u2019e \u00e7\u0131kt\u0131. Bu tabloya g\u00f6re, SSK, Ba\u011f-Kur emeklisi y\u00fczde 40.28 zamm\u0131 garantilerken refah pay\u0131yla e\u015f g\u00fcd\u00fcml\u00fc art\u0131\u015f\u0131n y\u00fczde 50\u2019yi ge\u00e7mesi bekleniyor.<\/p>\n<p>Sabah\u2019\u0131n haberine g\u00f6re, emekli ayl\u0131\u011f\u0131 hesab\u0131 sigortal\u0131n\u0131n \u00e7al\u0131\u015ft\u0131\u011f\u0131 s\u00fcre, prim \u00f6deme g\u00fcn say\u0131s\u0131na g\u00f6re br\u00fct kazanc\u0131 \u00fczerinden belirleniyor. Prim g\u00fcn say\u0131s\u0131, sigortal\u0131l\u0131k vakti artt\u0131k\u00e7a ayl\u0131k da artar. 2000\u2019den \u00f6nce emekli olan SSK\u2019l\u0131lar\u0131n ayl\u0131klar\u0131 katsay\u0131, ayl\u0131k ba\u011flama oran\u0131, g\u00f6sterge rakam\u0131 kullan\u0131larak hesaplan\u0131yor. 2000-2008 aras\u0131ndakilerin ayl\u0131klar\u0131nda g\u00fcncelleme katsay\u0131s\u0131, ayl\u0131k ba\u011flama oran\u0131 ciddiye al\u0131n\u0131rken, 2008 sonras\u0131nda emekli olanlarda ise ayl\u0131k kazanc\u0131n ortalamas\u0131, ba\u011flanma oran\u0131yla \u00e7arp\u0131l\u0131yor.<\/p>\n<p>Milyonlar\u0131 ilgilendiren zam, refah pay\u0131, ayl\u0131k hesab\u0131nda merak edilen baz\u0131 sorular\u0131n yan\u0131tlar\u0131 \u015f\u00f6yle:<br \/>\n\u0130\u015eTE OCAK AYINDAK\u0130 EN D\u00dc\u015e\u00dcK EMEKL\u0130 AYLI\u011eI<\/p>\n<p>1- Emekli ayl\u0131klar\u0131nda enflasyon fark\u0131 nas\u0131l hesaplan\u0131yor?<br \/>\nEmekli ve memur maa\u015f, ayl\u0131k zamm\u0131 Ocak Ay\u0131 Ay\u0131 Ay\u0131-Temmuz aylar\u0131nda 6 ayl\u0131k enflasyon fark\u0131 oran\u0131ne g\u00f6re belirleniyor. Ocak Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 Ay\u0131 ay\u0131nda Aral\u0131k ay\u0131 enflasyon rakamlar\u0131n\u0131n a\u00e7\u0131klanmas\u0131yla e\u015f g\u00fcd\u00fcml\u00fc Haziran ay\u0131na g\u00f6re 6 ayda ya\u015fanan enflasyon art\u0131\u015f\u0131na g\u00f6re hesap yap\u0131l\u0131yor; Enflasyon fark\u0131=maa\u015f\/\u00fccretlerdeki art\u0131\u015f oran\u0131-enflasyon oran\u0131 sonucunda (-) negatif, enflasyon fark\u0131=enflasyon oran\u0131-maa\u015f\/\u00fccretlerdeki art\u0131\u015f sonucunda (+) \u00e7\u0131kmas\u0131 pozitif say\u0131 olmas\u0131 halinde maa\u015f, \u00fccretlere \u201cenflasyon fark\u0131\u201d olarak ek yap\u0131l\u0131yor. 2023 y\u0131l\u0131 enflasyon tahmini y\u00fczde 68.01 revize edilirken T\u00dcFE\u2019nin 1895,91 oran\u0131ne y\u00fckselmesi bekleniyor. Bu durumda, 2023 y\u0131l\u0131 ikinci 6 ayl\u0131k (Temmuz-Aral\u0131k) T\u00dcFE oran\u0131n\u0131n 1.68\/1.1977=1,402688) y\u00fczde 40.27 olmas\u0131 bekleniyor.<\/p>\n<p>2- SSK, Ba\u011f-Kur, Emekli Sand\u0131\u011f\u0131 emeklileri ve memurlar ne kadar zam alacak?<br \/>\nSSK, Ba\u011f-Kur emeklileri y\u00fczde 40.27 zamm\u0131 cebine koyarken refah pay\u0131 ya da oransal art\u0131\u015fla y\u0131lba\u015f\u0131nda yap\u0131lacak zam y\u00fczde 50\u2019yi ge\u00e7ecek. Memur ve memur emeklileri suretiyle 3 ayl\u0131k enflasyon fark\u0131 y\u00fczde 31.33 olurken, y\u00fczde 15 s\u00f6zle\u015fme zamm\u0131yla e\u015f g\u00fcd\u00fcml\u00fc art\u0131\u015f y\u00fczde 52\u2019yi ge\u00e7ecek.<\/p>\n<p>3- 7500 lira olan en d\u00fc\u015f\u00fck emekli maa\u015f\u0131 ne kadar olacak?<br \/>\nBu y\u0131l\u0131n ba\u015f\u0131nda y\u00fczde 114\u2019\u00fcn \u00fczerinde art\u0131\u015fla 3500 liradan 7500 liraya \u00e7\u0131kan en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131n\u0131n 10 bin liray\u0131 ge\u00e7mesi bekleniyor. Bug\u00fcn itibariyle a\u015fa\u011f\u0131 yukar\u0131yaya 6 milyon emekli 7500 lira al\u0131rken \u00f6nemli b\u00f6l\u00fcm\u00fcn\u00fcn k\u00f6k ayl\u0131\u011f\u0131 bu tutar\u0131n alt\u0131nda bulunuyor. En d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131nda art\u0131\u015f suretiyle Meclis d\u00fczenlemesi gerekiyor. K\u00f6k ayl\u0131k \u00fczerinden mi yoksa kademeli bir art\u0131\u015f m\u0131 yap\u0131laca\u011f\u0131 \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde netle\u015fecek. Y\u0131lba\u015f\u0131nda emekli olacaklar ayl\u0131klar\u0131n\u0131 y\u00fczde 68.01 enflasyon ve 1.35\u2019lik b\u00fcy\u00fcme fark\u0131yla e\u015f g\u00fcd\u00fcml\u00fc a\u015fa\u011f\u0131 yukar\u0131yaya y\u00fczde 70 art\u0131\u015fla alacak.<\/p>\n<p>4- Emekli ayl\u0131\u011f\u0131 hesaplan\u0131rken neler ciddiye al\u0131n\u0131yor?<br \/>\nEmekli ayl\u0131\u011f\u0131 hesaplama y\u00f6ntemi, sigortal\u0131n\u0131n \u00e7al\u0131\u015ft\u0131\u011f\u0131 s\u00fcre, prim \u00f6deme g\u00fcn say\u0131s\u0131na g\u00f6re belirlenir. Hesap yap\u0131l\u0131rken ilk \u00f6nce ayl\u0131k br\u00fct kazan\u00e7 belirlenir. Br\u00fct kazanc\u0131, Sosyal G\u00fcvenlik Kurumu\u2019na bildirilen \u00fccretlerin toplam\u0131na e\u015fittir. Ard\u0131ndan prime esas kazan\u00e7 belirlenir. Hesap yap\u0131l\u0131rken prim \u00f6deme g\u00fcn say\u0131s\u0131 ciddiye al\u0131n\u0131r. Hesap yap\u0131l\u0131rken prim \u00f6deme g\u00fcn say\u0131s\u0131, sigorta vakti artt\u0131k\u00e7a ayl\u0131k da y\u00fckselir.<\/p>\n<p>5- Emekli ayl\u0131k hesab\u0131 sigorta kollar\u0131 ve y\u0131llara g\u00f6re de\u011fi\u015fir mi?<br \/>\nAyl\u0131k hesab\u0131nda 2000 \u00f6ncesi, 2000-2008 ve 2008 sonras\u0131nda olmak \u00fczere 3 d\u00f6nem esas al\u0131n\u0131r. Bu tarihlerde yap\u0131lan yasal farkl\u0131l\u0131k nedeniyle hesaplamada farl\u0131l\u0131k g\u00f6steriyor. SSK\u2019l\u0131larda ayl\u0131k hesab\u0131nda kat say\u0131, ayl\u0131k ba\u011flama oran\u0131 ve g\u00f6sterge rakam\u0131 kullan\u0131l\u0131yor. 2018 y\u0131l\u0131nda emekli olacak \u00e7al\u0131\u015fan suretiyle esas al\u0131nacak de\u011ferler 2017 y\u0131l\u0131na ait olacakt\u0131r. Emekli olaca\u011f\u0131 y\u0131ldan bir \u00f6nceki y\u0131la ait de\u011ferler ciddiye al\u0131narak. G\u00f6sterge rakam\u0131n\u0131n hesaplanmas\u0131 suretiyle ki\u015finin y\u0131ll\u0131k ortalama kazanc\u0131 hesaplan\u0131r. \u00c7al\u0131\u015fan\u0131n son 10 y\u0131ll\u0131k kazanc\u0131 de\u011ferlendirilir. Y\u0131ll\u0131k ortalama kazan\u00e7 hesaplan\u0131r. Burada bulan de\u011fer g\u00f6sterge tablosu ile kar\u015f\u0131la\u015ft\u0131r\u0131larak en yak\u0131n de\u011fer, g\u00f6sterge rakam\u0131 olarak kabul edilir.<\/p>\n<p>Hesaplamadaki katsay\u0131 suretiyle de\u011fer 12000 olarak belirlenirken, ayl\u0131k ba\u011flama oran\u0131 da y\u00fczde 60 kabul ediliyor. Buna g\u00f6re, 2000 y\u0131l\u0131ndan \u00f6nce emekli olan SSK\u2019l\u0131lar emekli ayl\u0131\u011f\u0131n\u0131n hesaplanmas\u0131nda (G\u00f6sterge rakam\u0131 X Ayl\u0131k ba\u011flama oran\u0131 X Katsay\u0131=4A (SSK) emekli ayl\u0131\u011f\u0131) form\u00fcl\u00fc ciddiye al\u0131n\u0131r.<\/p>\n<p>6- 2000-2008 ve sonras\u0131ndanda emekli olan SSK\u2019l\u0131lar\u0131n ayl\u0131klar\u0131 nas\u0131l hesaplan\u0131yor?<br \/>\nBu d\u00f6nemde emekli olanlarda 2000 y\u0131l \u00f6nce varoldu\u011fu gibi g\u00f6sterge rakam\u0131 yerine g\u00fcncelleme katsay\u0131s\u0131 kullan\u0131l\u0131yor. Bu tarihlerde emekli olanlar\u0131n ayl\u0131klar\u0131 (g\u00fcncelleme katsay\u0131s\u0131 X Ayl\u0131k Ba\u011flama Oran\u0131=4A) \u015feklinde hesaplan\u0131yor. 2008\u2019den sonra yap\u0131lan hesaplamada ise SGK kayd\u0131 bulanlar\u0131n ayl\u0131klar\u0131 (Ayl\u0131k Kazanc\u0131n Ortalamas\u0131 X Ba\u011flama Oran\u0131=4A) form\u00fcl\u00fcyle hesaplan\u0131yor.<\/p>\n<p>7- Memur emekli ayl\u0131\u011f\u0131 hesaplamas\u0131nda neler ciddiye al\u0131n\u0131yor?<br \/>\nMemur emekli ayl\u0131\u011f\u0131 hesaplan\u0131rken, 657 say\u0131l\u0131 yasan\u0131n 43. Maddesindeki g\u00f6sterge rakam\u0131, her y\u0131l g\u00fcncellenen memur maa\u015f katsay\u0131s\u0131, taban ayl\u0131\u011f\u0131, k\u0131dem ayl\u0131\u011f\u0131, unvan\u0131na g\u00f6re 5434 say\u0131l\u0131 yasan\u0131n 70. Maddesindeki oran, \u00f6zel hizmet tazminat\u0131, varsa makam, g\u00f6rev, temsil tazminatlar\u0131, hizmet vakti ciddiye al\u0131n\u0131yor. 2008\u2019den sonra g\u00f6rev ba\u015flayanlarda (Ortalama Ayl\u0131k Kazan\u00e7X Ayl\u0131k Ba\u011flama Oran\u0131=Emekli Ayl\u0131\u011f\u0131) form\u00fcl\u00fc uygulan\u0131yor.<\/p>\n<p>8- EYT kapsam\u0131nda emekli olanlar\u0131n ayl\u0131k hesab\u0131 farkl\u0131 m\u0131?<br \/>\nEYT kapsam\u0131nda emekli olanlar SSK, Ba\u011f-Kur, Emekli Sand\u0131\u011f\u0131 emekli ayl\u0131klar\u0131n\u0131n hesaplanmas\u0131 sigorta koluna g\u00f6re farkl\u0131l\u0131k g\u00f6steriyor. SSK\u2019l\u0131lar suretiyle 3 ayr\u0131 d\u00f6nem ciddiye al\u0131rken, Ba\u011f-Kur kapsam\u0131nda olanlarda farkl\u0131l\u0131k g\u00f6steriyor.<\/p>\n<p>9- Ba\u011f-Kur emekli ayl\u0131\u011f\u0131 hesab\u0131 nas\u0131l yap\u0131l\u0131yor?<br \/>\nSSK\u2019l\u0131lar gibi \u00fc\u00e7 ayr\u0131 d\u00f6nem ciddiye al\u0131narak yap\u0131l\u0131yor. Buna g\u00f6re 2000 y\u0131l\u0131 \u00f6ncesi, 2000-2008 ve sonras\u0131nda d\u00f6nemi sigorta kayd\u0131 olanlar ki\u015filerin ayl\u0131k hesaplamas\u0131 farkl\u0131 usullere g\u00f6re yap\u0131l\u0131yor. 2000\u2019den \u00f6nce 4B sigorta kayd\u0131 olanlar\u0131n emekli ayl\u0131\u011f\u0131 1 tam y\u0131l prim \u00f6demesi ger\u00e7ekle\u015ftiyse primin y\u00fczde 70\u2019i ayl\u0131k olarak ba\u011flan\u0131yor. 2000 \u00f6ncesi (A\u011f\u0131rl\u0131kl\u0131 ortalama X ayl\u0131k Ba\u011flama Oran\u0131=4B) form\u00fcl\u00fcyle emekli ayl\u0131\u011f\u0131 bulunuyor. 2000-2008 aras\u0131nda prim g\u00fcn say\u0131s\u0131n\u0131n toplam prim g\u00fcn say\u0131s\u0131na b\u00f6l\u00fcnmesiyle a\u011f\u0131rl\u0131kl\u0131 ortalama bulunuyor. 2008 sonras\u0131nda da a\u011f\u0131rl\u0131kl\u0131 ortalama ile ayl\u0131k ba\u011flama oran\u0131 \u00e7arp\u0131larak ba\u011flanacak ayl\u0131k hesaplan\u0131yor. (A\u011f\u0131rl\u0131kl\u0131 ortalama, b\u00fcy\u00fcme h\u0131z\u0131 ve T\u00dcFE ortalamas\u0131 ile bulunuyor)<\/p>\n<p>10- Malulen emekli ayl\u0131\u011f\u0131 hesab\u0131 di\u011fer sigorta kollar\u0131ndan farkl\u0131 m\u0131?<br \/>\nMalulen emekli ayl\u0131\u011f\u0131, \u00f6denen prim g\u00fcn say\u0131s\u0131yla e\u015f g\u00fcd\u00fcml\u00fc esas kazan\u00e7, emekli olunacak sigorta kolu, sigortal\u0131l\u0131k vakti ve malull\u00fck oran\u0131ne g\u00f6re hesaplan\u0131yor. \u00d6denen prim g\u00fcn\u00fc artt\u0131k\u00e7a malulen emekli ayl\u0131\u011f\u0131 da artar. Prim g\u00fcn say\u0131s\u0131n\u0131n 90 binden az olup olmad\u0131\u011f\u0131na ilgi edilmeli. G\u00fcn yas\u0131n\u0131n bu say\u0131dan az olmas\u0131 halinde ortalama hesapta 90 bin g\u00fcn baz al\u0131n\u0131r. G\u00fcn say\u0131s\u0131n\u0131n bundan \u00e7ok olmas\u0131 halinde esas toplam g\u00fcn say\u0131s\u0131 de\u011ferlendirilerek malulen emekli ayl\u0131\u011f\u0131 hesaplan\u0131r. Malull\u00fck oran\u0131 d\u00fc\u015f\u00fckse ayl\u0131k da buna g\u00f6re az, y\u00fcksekse ayl\u0131k da y\u00fcksek olacakt\u0131r.<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":500,"height":600,"file":"2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg","filesize":131936,"sizes":{"medium":{"file":"406392409_911016737048857_4787376584182070658_n-250x300.jpg","width":250,"height":300,"filesize":27967,"mime_type":"image\/jpeg","source_url":"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n-250x300.jpg"},"thumbnail":{"file":"406392409_911016737048857_4787376584182070658_n-150x150.jpg","width":150,"height":150,"filesize":11880,"mime_type":"image\/jpeg","source_url":"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n-150x150.jpg"},"full":{"file":"406392409_911016737048857_4787376584182070658_n.jpg","width":500,"height":600,"mime_type":"image\/jpeg","source_url":"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":385,"source_url":"https:\/\/bilgitarif.com\/yeni\/wp-content\/uploads\/2023\/12\/406392409_911016737048857_4787376584182070658_n.jpg","_links":{"self":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/media\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/comments?post=387"}],"wp:attached-to":[{"embeddable":true,"post_type":"post","id":385,"href":"https:\/\/bilgitarif.com\/yeni\/wp-json\/wp\/v2\/posts\/385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}